The Fed, Mortgage Rates & Why Refinancing Is Back on the Table For the first time in years, mortgage rates are trending down. This shift is tied to the Federal Reserve easing monetary policy. The Fed doesn’t set mortgage rates directly — but when they lower the Federal Funds Rate (the rate banks charge each […]

The 2025 Housing Market: What Military Families Need to Know The U.S. housing market in 2025 has been full of change. While higher mortgage rates have slowed activity in some areas, experts see signs of stability and opportunity ahead. Inventory levels are improving, giving buyers more options, and prices have largely held steady despite the […]