A Calmer, More Predictable Market
After years of uncertainty, the real estate market is finally starting to feel steady again. In 2026, buyers and sellers can expect fewer surprises and more balance.
For military families, this is welcome news. The intense bidding wars and limited choices of the past few years are easing. Instead of rushing, families can take time to plan, compare options, and make confident decisions.
Major industry sources like Zillow, Realtor.com, and the National Association of REALTORS® agree: the wild swings of the pandemic market are behind us. While ultra-low 3% interest rates are unlikely to return, the market is settling into a healthier and more realistic range.
Mortgage Rates and Better Affordability
Mortgage rates continue to play a big role in buying decisions. Most forecasts show 30-year fixed rates staying in the low 6% range throughout 2026. Some experts believe rates could dip slightly by the end of the year.
These rates are higher than what buyers saw in 2020, but they are far more stable than recent highs. This stability is bringing more buyers back into the market.
There’s more good news: wages are expected to grow faster than home prices in 2026. This means buying a home may slowly become more affordable for many families.
More Homes on the Market = More Buyer Power
Housing inventory is growing again. Realtor.com projects nearly a 9% increase in active listings in 2026, marking the third year in a row of growth.
For military families moving due to PCS orders, this means more choices and less pressure. Buyers no longer have to settle for a home that doesn’t fully meet their needs.
Homes that are priced correctly will still sell quickly. However, buyers now have room to negotiate. Home inspections, repair requests, and seller concessions are once again part of normal transactions.
New Construction and Builder Incentives
New single-family home construction may slow in 2026 as builders focus on finishing existing projects. Even so, builders are motivated to sell their current inventory.
Because of this, many are offering incentives such as mortgage rate buydowns and help with closing costs. These incentives can lower monthly payments and make new construction more affordable, especially near military bases.
How Technology Is Improving the Process
Technology continues to change how homes are bought and sold. By 2026, Artificial Intelligence is expected to help manage more of the transaction process.
AI tools can assist with scheduling tours, organizing paperwork, and keeping timelines on track. This is especially helpful for military families buying from a distance or purchasing sight unseen.
At i35 Group, we use these tools alongside local expertise to keep every transaction clear and organized.
What This Means for Military Families
For the military community, 2026 offers a strong opportunity. Home prices are expected to rise slowly—about 1% to 2% nationwide. This helps protect home equity without creating an overheated market.
- Selling a home? Pricing it correctly from the start is key. Overpriced homes are more likely to sit on the market.
- Buying a home? This is a great time to use your VA loan benefits and take advantage of stable rates and increased inventory.
The 2026 market rewards patience, planning, and smart decisions. Whether you’re preparing for a PCS, buying your next home, or selling your current one, the i35 Group at Keller Williams Realty is here to guide you every step of the way.
i35 Group at Keller Williams Realty
📱 254.495.5661 | 📩 bill@i35group.com | 🌐 www.i35group.com
Quick Contact - Large