The True Cost of a PCS Move (and How to Save)

For military families, PCS moves are part of life. While the military covers many major expenses, hidden costs—like utility deposits, pet boarding, and meals on the road—often catch families by surprise. The good news? With some planning, you can keep expenses in check and even make the move less stressful.

1. Budget Beyond the Basics

Include not just gas, hotels, and food but also child or pet care, cleaning fees, and temporary housing in your PCS budget. Knowing what’s covered versus what’s not will help you avoid surprises.

2. Declutter Before You Pack

Every item costs money to move. Use your PCS as a chance to simplify—sell, donate, or discard what you don’t need. Less stuff means lower costs and a lighter move.

3. Lean on Military & Community Resources

From base lending closets to spouse networks offering free boxes, your military community is full of resources that save money and stress.

4. Travel Smart

Meals, gas, and hotels add up fast. Book military-friendly lodging, pack snacks, and plan routes ahead. Small steps can save hundreds.

5. Balance DIY with Professional Help

Personally Procured Moves (PPMs) can be cost-effective, but they come with hidden expenses. Handle simple tasks yourself and leave heavy lifting or specialized work to pros.

Final Thoughts

Every PCS move is unique, but preparation pays off. By budgeting thoughtfully, simplifying your load, and leaning on resources, you can protect your finances and arrive at your new duty station ready to start fresh.